Living on a Fixed Income? Un-Fix It!
The other day I was chatting with a neighbor and she started complaining about the rising cost of living. She
said, "Everything is getting so expensive. I can't afford these increases; I'm on a fixed income!"
Later, I couldn't get her words out of my mind. There are millions of people who are living on a "fixed income"
- but what does that mean, really?
A fixed income means that they earn a set amount of money each month, and that amount never changes. It never
increases and it never decreases. Examples of fixed income sources would be things like retirement pensions,
alimony, disability, and social security.
Now, I'm going to say something radical, so brace yourself:
THERE IS NO SUCH THING AS A FIXED INCOME.
Certainly there is such a thing as a fixed SOURCE of income. In other words, the money you
receive from one of the sources described above can certainly be "fixed," so it never changes.
But what most people fail to realize is that they can allow income from HUNDREDS, THOUSANDS,
MILLIONS of other sources if they wanted to!
If you are living on a "fixed income" and you want to change that, here are a few simple steps to get you moving
in the right direction.
1) Believe that your income can incease.
While you may have a set amount of income coming from one single source, start fostering the belief that you can
start allowing income from many other sources too. You don't have to know what those sources are right now. Just
keep saying to yourself, "Money can flow to me from endless sources. I am willing to believe that my income can
2) Imagine what that increased income feels like.
How much income would you like to earn? Choose a figure that makes you feel comfortable, whether it's an extra
$100 a month, or even double what you are currently allowing. However, choose a sum that is not
TOO far outside your current realm of belief. For example, if you currently earn $3000 a month,
don't focus on a figure like $2,000,000 a month. While it's definitely possible to allow that much money, you'll
probably have a hard time feeling it. Instead, focus on a sum that's more realistic to you, perhaps $4000 a month,
or even $6000 a month.
Now, what would it feel like to have that much money coming in each month? How would it improve your life? Would
you feel more relaxed? More secure? Would you have more fun? Would you feel better about paying your bills, putting
money in savings, and spending money?
Spend a few minutes every day practing the FEELING of having that increased sum of money.
Imagine feeling much more peaceful, more secure, happier, freer - whatever that money would do for you, practice
the feeling of having it now.
3) Ditch the "buts".
As you start focusing on this bigger income, don't be surprised if a bunch of "buts" start popping up in your
mind. "But there are no other ways for me to earn more money..." "But jobs are so scarce in my area..." "But I'm
not qualified for a better paying job..."
Every time one of those "buts" comes up, say to it, "Thanks for the info, but I believe that the universe can
easily find a way around that." This won't eradicate the limiting beliefs (buts) instantly, but it definitely
plants the seed of possibility in your mind, which is the most important thing right now.
4) Relax and allow the "how".
Then let go and allow the means, the opportunities, the resources, to flow easily to you. Don't stress about it;
don't worry about it; just allow the universe to work on your behalf. Do your best to stay in a relaxed, positive
state of mind. Before long, you should start getting interesting ideas on ways to start allowing more money into
your life. Money may even start flowing spontaneously to you from unexpected sources, like refunds, loans repaid,
and so forth.
When it comes right down to it, your level of income is simply a BELIEF that you keep creating
and re-creating with your thoughts. If you start thinking and believing differently, you call forth different
opportunities that can change your physical reality.
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